Avoid making faux pas
Tipping – all you need to know
If you’re satisfied with the service, you should show your appreciation. But the same rules do not apply everywhere. 14 tips for everyday life.
Sustainable investment
What to look out for when investing in sustainable companies
If you’re looking to invest your money in a way that also benefits people and the environment, which quality labels should you look out for?
First think about what type of sustainability is eligible for your investments. There are several criteria for this. The so-called ESG criteria are particularly common. These three letters stand for Environmental, Social, Governance. This means that companies that take responsibility for the environment, society and their own actions are considered sustainable.
Companies with a high “impact” factor go one step further. This means that they have a demonstrably positive effect on the environment and society. If sustainability is very important to you, you should primarily invest your money in these companies.
Talk to experts
However, it’s not always easy to find a sustainable investment that meets your own sustainability requirements, as there are so many offers out there. Checking compliance with sustainability criteria requires time and reliable information. That’s why you should also discuss your sustainability preferences with a banking expert. They have the knowledge you need and access to the relevant data. There are different investment products depending on the type of sustainability you wish to support.
Don’t put all your eggs in one basket
In addition to compliance with sustainability criteria, the selected companies are reviewed in terms of earnings, revenues and market positioning – and how well they fit into a diversified portfolio. This spreads the risk of your investments more broadly. If you focus too much on one sustainability criterion, e.g. shares in companies in the green energy sector, you will be taking a higher risk with your portfolio.
Company sustainability reports provide information
If you wish to build up your own equity portfolio, you can use ESG criteria to guide your selection. Sustainability reports from companies tell you whether they have thought about the actual impact of their actions on the environment and society.
Angélique Schweizer is a client advisor at Migros Bank and an investment expert.
Our expert tips to answer your questions
Whether you’re interested in science, sustainability, health or saving money – our team of experts is on hand with practical tips and tricks.
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Sustainable investment
What to look out for when investing in sustainable companies
If you’re looking to invest your money in a way that also benefits people and the environment, which quality labels should you look out for?
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